Risk Manager - Malta

Why should you join dLocal?

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health and learning benefits, among others. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

What’s the opportunity?

As part of our strategic expansion, we are looking for a skilled, self-driven, and experiencedMalta Risk Manager and IT Risk Lead to join our dynamic team in Malta. This role will be pivotal in ensuring that a robust risk management framework is maintained across dLocal’s operations. TheMalta Risk Manager and IT Risk Lead will report to the VP of Risk Management (Group) and the Risk and Compliance Committee (Malta).

• Regulatory Liaison: Ensure alignment with all local risk requirements and act as the focal point for the Malta Financial Services Authority (MFSA),. This professional will need to be approved (PQ’ed) by the regulator,MFSA
• .Risk Framework Implementation: Support the maintenance of the risk framework across Malta and other regions, ensuring alignment with global risk management standards and local regulatoryrequirements.
• IT Risk Management: Play a crucial role in implementing the second line of defense framework for IT Risk, ensuring that IT systems and operations comply with internal controls, best practices, and regulatory standards, starting in Malta and expanding to othercountries.
• Risk Assessment: Conduct comprehensive risk assessments to identify potential threats and vulnerabilities within the organization’s operations, processes, andsystems.
• Policy Development: Develop and implement risk management policies, procedures, and protocols to mitigate identified risks and ensure compliance with regulatoryrequirements.
• Reporting: Present periodic risk reports to the local Risk & Compliance Committee, Board of Directors, and the Regional Risk Forums. Additionally, prepare and submit relevant regulatory reports, including but not limited to Capital Adequacy Ratio, Wind Down Plan, ICT & Security Risk Report and other pertinent reports mandated by the MFSA and other regulatorybodies.
• Monitoring: Monitor key risk indicators (KRIs) and performance metrics to assess the effectiveness of risk management strategies andinitiatives.
• Stakeholder Collaboration: Collaborate with internal stakeholders, including senior management, compliance teams, internal audit, and business units, to foster a culture of risk awareness andaccountability.
• Audits and Examinations: Assist management during internal and external audits, examinations, and regulatory inquiries, providing documentation and support asneeded.
• Strategic Input:Provide timely and insightful risk reports and recommendations to senior management and relevant committees to support strategicdecision-making.
• Trend Analysis: Stay abreast of emerging risks, industry trends, and regulatory developments to proactively identify potential impacts on the organization and recommend appropriate actions.

• Regulatory Approval: Understanding of the Maltese regulatory framework. The candidate needs to be already approved by the MFSA for a similar role in another financial / credit institution or paymentscompany.
• DORA Knowledge:Strong knowledge of the Digital Operational Resilience Act (DORA) and experience implementing similar regulations in variousjurisdictions.
• Education: Bachelor’s degree in computer science or computer engineering, engineering, finance, economics, statistics, business administration, or a related field. Advanced degree or professional certification (e.g., CRISC, COBIT, CRMA, FRM, PRM, CFA, or CIA) is aplus.
• Experience: Minimum of 8 years of experience in risk management within the financial services industry, with a strong understanding of risk assessment methodologies, regulatory requirements, and industry bestpractices.
• Analytical Skills: Proven analytical skills with the ability to analyze complex data, identify patterns, and draw meaningful insights to supportdecision-making.
• Communication Skills: Excellent communication and interpersonal skills with the ability to effectively engage and collaborate with stakeholders at all levels of theorganization.
• Organizational Skills: Strong organizational skills with the ability to manage multiple priorities and deadlines in a fast-pacedenvironment.
• Problem-Solving: Problem-solving abilities with a proactive and solution-oriented approach to addressingchallenges.
• Technical Proficiency: Proficiency in risk management tools and software. Familiarity with big data tools and databases (e.g., Python, SQL, Spark) and experience with data visualization tools (e.g., Looker, Power BI, Tableau, QuickSight).

What do we offer?

Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:

- Remote work: work from anywhere or one of our offices around the globe!*

- Flexibility: we have flexible schedules and we are driven by performance.

- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.

- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.

- Learning & development: get access to a Premium Coursera subscription.

- Language classes: we provide free English, Spanish, or Portuguese classes.

- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!

- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!

*For people based in Montevideo (Uruguay) applying to non-IT roles, 55% monthly attendance to the office is required

What happens after you apply?

Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!

Also, you can check out ourwebpage,Linkedin,Instagram, andYoutube for more about dLocal!