Ramp
Senior Fraud Operations Specialist | Singapore
Job Summary
The role involves analyzing and investigating fraudulent activities related to accounts and transactions, aiming to identify high-risk behaviors and anomalies. Candidates should have at least five years of experience in fraud prevention or investigations within payment or financial industries and possess strong communication skills. The position requires collaboration with internal teams and external stakeholders such as law enforcement and financial institutions. This highly independent role necessitates flexibility to work non-standard hours for 24/7 fraud monitoring, with a focus on improving fraud prevention measures and operational processes.
Required Skills
Benefits
Job Description
About Ramp
Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 40,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $80 billion in purchases each year.
Ramp’s investors include Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.
Ramp has been named to Fast Company’sMost Innovative Companies list and LinkedIn’sTop U.S. Startups for more than 3 years, as well as the ForbesCloud 100, CNBCDisruptor 50, and TIME Magazine’s 100Most Influential Companies.
About the Role
As a senior member of Ramp's Fraud Operations team, you will play a pivotal role in safeguarding the company and its customers against fraudulent activities. This position involves analyzing new account applications, monetary and non-monetary transaction activity to identify and mitigate risks associated with first-party and third-party fraud.
We are seeking a detail-oriented professional who is adept at applying fraud detection techniques and leveraging data sources and tools to develop logical courses of action. In addition to technical acumen, this role requires strong interpersonal and communication skills to interact effectively cross-functionally and with customers, external financial institutions, and law enforcement agencies.
This is a highly independent role – you’ll be the first APAC team member and will help define what success looks like as we continue to scale. Ideal candidates are self-starters who are energized by ambiguity and love creating clarity.
What You’ll Do
Analyze new account applications to detect potential fraud patterns, including identity theft, synthetic identities, and other high-risk behaviors.
Evaluate transactional activity, identifying anomalies and irregularities indicative of fraudulent behavior.
Thoroughly investigate alerts of first-party and third-party fraud, providing comprehensive documentation of findings.
Collaborate with internal teams, such as Credit Risk, Compliance, and Customer Support, to ensure timely resolution of fraud-related issues.
Communicate directly with customers to verify account activity, resolve disputes, and gather necessary documentation during investigations.
Liaise with external stakeholders, including financial institutions and law enforcement, to support investigations and facilitate recovery efforts when necessary.
Stay updated on emerging fraud trends, industry best practices, and regulatory requirements to enhance fraud prevention and detection measures.
Perform root cause analyses, document control breakdowns, and work with the strategy and engineering teams to improve fraud controls.
Document procedures and proactively identify opportunities for operational process improvement.
Work Schedule Requirements:
Fraud doesn't operate on a standard 9-to-5 schedule, and neither does this role. Candidates must have the flexibility to work nights, weekends, and holidays as part of a rotating schedule to ensure 24/7 fraud monitoring and response. This is essential to maintaining Ramp’s commitment to protecting its customers and minimizing risk around the clock.
What You Need
Minimum 5 years of experience in fraud prevention or investigations
Experience within consumer/corporate/small business cards, payments, invoices, lending, or related industries
Excellent collaboration, written and verbal communication skills
Nice to Haves
Experience with NACHA rules and regulations
Experience in high-growth startups
Experience integrating AI into your daily work
Knowledge of SQL or Python
Benefits (for U.S.-based full-time employees)
100% medical, dental & vision insurance coverage for you
Partially covered for your dependents
One Medical annual membership
401k (including employer match on contributions made while employed by Ramp)
Flexible PTO
Fertility HRA (up to $5,000 per year)
WFH stipend to support your home office needs
Wellness stipend
Parental Leave
Relocation support to NYC or SF
Pet insurance
Other notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Ramp
Make expense management easy with Ramp's spend management platform. Combine global corporate cards, travel, expenses and accounts payable to automate finance operations and improve efficiency.
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