Affirm
Senior Product Manager, Credit & Pricing
Job Summary
This role involves managing Affirm's user-level incentives product, focusing on delivering customized offers to drive customer acquisition, growth, and retention. The product manager will define and socialize vision and strategy, analyze product impact, and collaborate with cross-functional teams such as engineering, analytics, legal, and marketing. Candidates should have at least 4 years of relevant experience in consumer finance, payments, or underwriting, with strong analytical and execution skills. The position emphasizes autonomy, experimentation, and data-driven decision making within a remote-first company offering comprehensive benefits.
Required Skills
Benefits
Job Description
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
We’re looking for an outstanding product manager who is not bound by the existing paradigms of traditional banks. You will be joining the Credit and Pricing team, which is responsible for increasing customer conversion, fostering loyalty, and optimizing loan economics across the entire Affirm network including Affirm Card, Affirm Anywhere, digital wallets, our integrated merchant network, and distribution partners such as Shopify.
In this role you are responsible for Affirm's user level incentives product that delivers highly customized offers to users to fuel acquisition, growth, and retention in the US and globally. To achieve this mission, you will partner with a wide variety of teams including but not limited to product, engineering, analytics, design, marketing, legal, capital, commercial and more.
What you’ll do
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Define and socialize the product vision and strategy in collaboration with your peers in Engineering and Analytics
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Analyze and quantify the impact of product features and define metrics for success
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Establish yourself as a trusted partner of our Consumer, Commercial, and Engineering teams
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Become recognized as a domain expert in the subject matter that drives loyalty and conversion
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Collaborate across functions – including engineering, design, analytics, legal, compliance, marketing, commercial, pricing and others – to successfully launch and scale products
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Collaborate across product teams to support initiatives that interface with Affirm’s Incentives capabilities (e.g. direct to consumer, growth and retention, merchant and partner networks, and new product verticals).
What we look for
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Motivation: You have a passion and drive to change consumer finance for the better.
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Self Starter: You must be comfortable operating autonomously, socializing and presenting your work to leaders and unafraid to learn/fail fast.
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Experimental mindset: You like to test and learn in a way that incorporates both customer needs and data. You must be comfortable operating autonomously and unafraid to learn/fail fast.
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Execution: Experience shipping products end-to-end with measurable impact to the bottom line.
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Analytical skills: You have a data-driven learning style and can use quantitative information to guide decisioning.
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Product experience: Minimum 4 years of prior product or relevant experience in consumer finance, payments, or underwriting is a plus.
Pay Grade - N
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
CAN base pay range per year: $150,000 - $200,000
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Affirm
With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.
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